Running a restaurant is more than a business—it’s your dream, your livelihood, and your reputation. At St. Claire Insurance Agency, we specialize in custom insurance solutions tailored specifically for the restaurant industry. From casual cafés to fine dining establishments, we make sure your coverage matches the risks you face—so you can focus on delivering unforgettable experiences.
Restaurants face unique exposures—kitchen fires, foodborne illnesses, equipment breakdowns, property damage, and more. Without the right protection, even a minor disruption can impact your bottom line. That’s where we come in.
✅ General Liability – Covers customer injuries and third-party property damage
✅ Property Coverage – Protects your building, kitchen equipment, signage, and inventory
✅ Business Interruption – Helps cover lost income during covered closures
✅ Workers’ Compensation – Required coverage for employee injuries
✅ Employment Practices Liability (EPLI) – Protects against claims like wrongful termination or harassment
✅ Cyber Liability – Guards against point-of-sale breaches and data theft
✅ Equipment Breakdown – Covers sudden failures of vital kitchen systems
• Full-Service Restaurants
• Fast-Casual & Quick-Service Restaurants
• Cafés & Bakeries
• Food Trucks & Ghost Kitchens
• Pop-Up Dining Concepts
✔ Deep experience in restaurant risk management
✔ Competitive pricing from top-rated carriers
✔ Fast turnaround & responsive service
✔ Support through claims, renewals & audits
