From family-owned motels to boutique hotels and luxury resorts, hospitality properties face unique risks every day. At St. Claire Insurance Agency, we understand the complexities of the lodging industry and offer tailored insurance solutions designed to keep your business running smoothly—so you can focus on providing a welcoming experience.
Your property is more than just a building—it’s your business, your brand, and your guests’ temporary home. Whether it’s a guest injury, a fire, property damage, or a cyber breach, unexpected events can seriously disrupt operations and cash flow. The right coverage gives you peace of mind and financial protection.
✅ Commercial Property Insurance – Protects buildings, guest rooms, furniture, and equipment
✅ General Liability – Covers guest injuries, slip-and-falls, and third-party property damage
✅ Business Interruption – Replaces lost income from covered events like fire, water damage, or natural disasters
✅ Cyber Liability – Essential protection against data breaches, ransomware, and credit card theft
✅ Workers’ Compensation – Covers job-related injuries to housekeeping, maintenance, and front-desk staff
✅ Employment Practices Liability (EPLI) – Defense against employee-related lawsuits, including harassment or discrimination claims
✅ Inland Marine Coverage – Protects movable assets like laundry equipment or shuttle vans
✅ Assault & Battery Coverage – Optional, but recommended for high-traffic or nightlife-oriented properties
✅ Umbrella/Excess Liability – For added peace of mind above your standard liability limits
• Boutique Hotels
• Family-Owned Motels
• Extended Stay Lodges
• Resorts & Inns
• Franchised Hotel Chains
• Vacation Rentals & Hospitality Properties
✔ Deep experience with hotel & lodging operations
✔ Access to national & specialty carriers for competitive pricing
✔ Responsive service & hands-on support through every policy stage
✔ Claims, audits, compliance—we’ve got your back
