Whether you own a single retail property or manage a portfolio of industrial spaces, your commercial real estate assets deserve more than standard coverage. At St. Claire Insurance Agency, we provide custom-tailored insurance solutions that protect your buildings, income streams, and long-term investment.
Commercial properties face a wide range of risks—from fire and tenant-caused damage to liability claims, weather events, and business income loss. A comprehensive policy ensures that your asset, your cash flow, and your peace of mind stay protected.
✅ Property Insurance – Covers buildings, improvements, signage, and equipment
✅ General Liability – Protects against third-party bodily injury and property damage
✅ Loss of Rents / Business Income – Replaces rental income during covered interruptions
✅ Ordinance & Law – Covers increased rebuilding costs due to code changes
✅ Equipment Breakdown – Covers HVAC, elevators, boilers, and more
✅ Flood / Earthquake (Optional) – Protection for catastrophe-prone zones
✅ Tenant Improvements & Betterments – Insures permanent upgrades made by tenants
✅ Umbrella Liability – Higher limits for added peace of mind
• Office Buildings & Business Parks
• Retail Centers & Strip Malls
• Industrial Warehouses & Flex Spaces
• Mixed-Use Buildings
• Medical & Dental Offices
• Multi-Tenant Commercial Properties
• Triple-Net Lease Properties
✔ Deep experience in commercial real estate risk
✔ Access to top-rated carriers and competitive programs
✔ Coverage tailored for single buildings or large portfolios
✔ Fast turnaround on COIs, lender requests, and lease compliance reviews
✔ Dedicated support from renewal to claim
