Running a business comes with risks—protecting it shouldn’t be one of them. At St. Claire Insurance Agency, we provide tailored commercial insurance solutions designed to safeguard your operations, assets, employees, and reputation.
Whether you’re a small business, a fast-growing startup, or an established enterprise, our experts help you secure the right coverage to minimize risk and keep your business moving forward with confidence.
Shield your business from the unexpected.
General liability insurance is the cornerstone of business protection. It provides essential coverage for third-party claims involving bodily injury, property damage, and personal or advertising injury. Whether it’s a customer slip-and-fall or accidental damage at a client’s site, general liability insurance helps cover legal costs, settlements, and medical expenses—so you can focus on growing your business.
Coverage Highlights:
• Bodily Injury
• Property Damage
• Personal & Advertising Injury
• Legal Defense Costs
Comprehensive commercial coverage—built for your business.
At St. Claire Insurance Agency, we offer a full range of business insurance solutions to protect every area of your operation:
✅ Commercial Auto Insurance – Protect company-owned vehicles used for deliveries, job sites, or employee travel. Coverage includes liability, collision, property damage, and uninsured motorist protection.
✅ Property Insurance – Safeguard your physical assets—including buildings, inventory, equipment, and furniture—against loss from fire, theft, vandalism, and natural disasters.
✅ Workers’ Compensation Insurance – Required in most states, workers’ comp covers employee medical bills, lost wages, and rehabilitation expenses after a workplace injury or illness.
✅ Employment Practices Liability Insurance (EPLI) – Defend against claims from employees alleging wrongful termination, harassment, discrimination, or retaliation. EPLI covers legal defense and potential settlements.
✅ Professional Liability Insurance (Errors & Omissions) – For businesses that offer advice or professional services, this coverage protects against negligence claims, service errors, or missed deliverables.
✅ Cyber Liability Insurance – Protect your business from digital threats like data breaches, phishing attacks, and ransomware. Cyber liability insurance helps cover legal costs, data restoration, and breach response efforts.
✅ Umbrella & Excess Liability Insurance – When large claims exceed the limits of your base policies, umbrella insurance provides additional coverage to protect your business from catastrophic losses.
✅ Surety & Commercial Bonds – Ensure trust and compliance with a wide variety of bonds tailored for your business. Whether you’re a contractor needing a license or performance bond, or a business required to carry a surety bond to comply with regulations, we’ll help you secure the right bond quickly and efficiently.
Common Bond Types We Offer:
• Contractor License Bonds
• Performance & Payment Bonds
• Bid Bonds
• Janitorial & Fidelity Bonds
• Notary Bonds
• ERISA/Fiduciary Bonds
We understand that no two businesses are the same. Our team works closely with you to assess your risk, customize coverage, and ensure your insurance program grows with your operation.
📞 Contact St. Claire Insurance Agency today to speak with a commercial insurance expert and get a personalized quote.
