Build with confidence. Protect your craft from the ground up.

From jobsite hazards to contractual obligations, contractors face constant risk. At St. Claire Insurance Agency, we specialize in contractor insurance solutions that safeguard your business, your people, and your reputation—whether you’re a general contractor, subcontractor, artisan, or developer.

Why Contractor Insurance?
Every project carries risk—equipment damage, employee injuries, third-party claims, material theft, and more. Proper insurance coverage is not just smart—it’s often a contractual or regulatory requirement. We help you stay compliant, protected, and competitive.

Coverage Highlights
✅ General Liability – Protects against bodily injury, property damage, and completed operations claims
✅ Workers’ Compensation – Covers job-related injuries to protect your workforce
✅ Builder’s Risk – Covers materials, tools, and unfinished structures during construction
✅ Commercial Auto – Insures your trucks, trailers, and mobile equipment
✅ Contractor’s Equipment – Protection for owned and rented tools and machinery
✅ Professional Liability – For design-build contractors and construction managers facing error/omission risks
✅ Surety Bonds – Bid, performance, and payment bonds to meet contract obligations
✅ Inland Marine – Covers materials, equipment, and tools in transit or at the jobsite
✅ Excess Liability (Umbrella) – Adds extra protection above your core policies

We Insure:
• General Contractors
• Subcontractors (electrical, plumbing, framing, concrete, roofing, etc.)
• Remodelers & Renovation Contractors
• Residential & Commercial Builders
• Specialty and Artisan Contractors
• Developers & Construction Managers

Why St. Claire Insurance?
✔ Experts in contractor risk management
✔ Access to top-tier and specialty insurance carriers
✔ Fast turnaround on COIs, bonds, and endorsements
✔ Risk reviews and policy audits to support your growth